Peoples Bank of Greensboro: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank of Greensboro of Greensboro, AL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.19% | 1.25% | -0.06% | 29th below |
| ROAE | 22.66% | 13.21% | +9.45% | 90th top |
| Net Interest Margin | 3.09% | 3.95% | -0.86% | 7th bottom |
| Efficiency Ratio | 63.66% | 61.29% | +2.37% | 26th below |
| PPNR / Avg Assets | 1.19% | — | — | 17th bottom |
| Yield on Earning Assets | 4.67% | 5.68% | -1.01% | 14th bottom |
| Cost of Funds | 1.66% | 1.88% | -0.22% | 53rd above |
| Net Interest Spread | 2.25% | — | — | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.99% | 0.93% | +0.06% | 27th below |
| NPA / Total Assets | 0.46% | — | — | 36th below |
| NCO / Avg Loans | 0.26% | 0.16% | +0.10% | 13th bottom |
| ACL / Total Loans | 1.06% | — | — | 29th below |
| ACL / NPLs (Coverage) | 107.22% | — | — | 24th bottom |
| Texas Ratio | 7.75% | 7.37% | +0.38% | 23rd bottom |
| Provision / NCO | 0.00% | — | — | 8th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.08% | 17.08% | +0.00% | 62nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.08% | 17.11% | -0.03% | 62nd above |
| Total Capital Ratio | 17.99% | — | — | 62nd above |
| Leverage Ratio | 9.00% | 11.73% | -2.73% | 7th bottom |
| Equity / Assets | 5.44% | 10.97% | -5.53% | 5th bottom |
| TCE / Tangible Assets | 5.44% | — | — | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 49.30% | 80.71% | -31.41% | 89th top |
| Core Deposit Ratio | 81.58% | 86.89% | -5.31% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.48% | — | — | 78th top |
| Loan Growth (Y/Y) | 4.28% | — | — | 41st below |
| Deposit Growth (Y/Y) | 7.78% | — | — | 77th top |
See Peoples Bank of Greensboro's peers by name
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Unlock Peoples Bank of Greensboro, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank of Greensboro profile, how to read a UBPR, or how this data updates.