Peoples Bank of Wyaconda: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 2.67 percentage points higher than in Q1 2026, at 2.67%. Peoples Bank of Wyaconda ranks 107th of 192 Missouri banks on loan-to-deposit ratio, in the lower half at 82.00% (Q2 2026). At 82.00%, Peoples Bank of Wyaconda's loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $38.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.67% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.00% |
| Net loans and leases to deposits | 80.50% |
| Loans and leases to core deposits | 87.42% |
| Core deposits to total deposits | 91.13% |
| Brokered deposits to total deposits | 2.67% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.32% | 91.85% | $0 | $3.0M |
| Q4 2023 | 72.77% | 93.73% | $0 | $3.0M |
| Q1 2024 | 74.35% | 94.18% | $0 | $1.0M |
| Q2 2024 | 71.27% | 93.07% | $0 | $1.0M |
| Q3 2024 | 74.17% | 93.16% | $0 | $0 |
| Q4 2024 | 72.44% | 93.45% | $0 | $0 |
| Q1 2025 | 74.20% | 92.75% | $0 | $0 |
| Q2 2025 | 74.37% | 92.89% | $0 | $0 |
| Q3 2025 | 77.80% | 92.79% | $0 | $0 |
| Q4 2025 | 78.41% | 94.92% | $0 | $3.0M |
| Q1 2026 | 80.22% | 93.54% | $0 | $1.0M |
| Q2 2026 | 82.00% | 91.13% | $0 | $1.0M |
Peoples Bank of Wyaconda liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Wyaconda, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Wyaconda profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15415) · FFIEC NIC profile (RSSD 223452)