Peoples Bank of Wyaconda: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Bank of Wyaconda of Kahoka, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.26% | 1.34% | -0.08% | 50th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.47% | 13.32% | -0.85% | 51st above |
| Net Interest Margin | 3.97% | 3.93% | +0.04% | 52nd above |
| Efficiency Ratio | 53.21% | 61.13% | -7.92% | 74th above |
| PPNR / Avg Assets | 1.90% | 1.68% | +0.22% | 68th above |
| Yield on Earning Assets | 6.05% | 5.67% | +0.38% | 70th above |
| Cost of Funds | 2.25% | 1.88% | +0.37% | 23rd bottom |
| Net Interest Spread | 3.46% | 3.32% | +0.14% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 1.83% | 1.28% | +0.55% | 91st top |
| Texas Ratio | 0.10% | 7.34% | -7.24% | 87th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.56% | 12.14% | -1.58% | 42nd below |
| Equity / Assets | 10.18% | 11.36% | -1.18% | 48th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.18% | 11.08% | -0.90% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.00% | 80.66% | +1.34% | 47th below |
| Core Deposit Ratio | 91.13% | 86.85% | +4.28% | 62nd above |
| Wholesale Funding Ratio | 0.67% | 5.04% | -4.37% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.16% | 6.84% | -1.68% | 56th above |
| Loan Growth (Y/Y) | 14.95% | 7.92% | +7.03% | 86th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.26% | 6.29% | -2.03% | 52nd above |
See Peoples Bank of Wyaconda's peers by name
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Unlock Peoples Bank of Wyaconda, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Bank of Wyaconda profile, how to read a UBPR, or how this data updates.