Peoples Bank of Wyaconda: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 2.67 percentage points higher than in Q1 2026, at 2.67%. Within Missouri, Peoples Bank of Wyaconda is 121st of 192 on return on assets, 1.26% as of Q2 2026, below the middle of the field. At 1.26%, Peoples Bank of Wyaconda's return on assets is close to the 1.25% median for banks in the $100M-1B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.56% |
| Equity capital to assets | 10.18% |
| Tangible equity to tangible assets | 10.18% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.03% |
| Texas ratio | 0.10% |
| Allowance for credit losses to loans | 1.83% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.26% |
| Return on equity | 12.47% |
| Net interest margin | 3.97% |
| Efficiency ratio | 53.21% |
| Yield on earning assets | 6.05% |
| Cost of funds | 2.25% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.00% |
| Core deposits to total deposits | 91.13% |
| Brokered deposits to total deposits | 2.67% |
| Deposits to assets | 88.46% |
| Securities to assets | 20.89% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.35% | 0.69% | 2.95% | 0.00% | 0.01% |
| Q4 2023 | 10.30% | 0.44% | 2.98% | 0.00% | 0.02% |
| Q1 2024 | 9.64% | 0.81% | 2.94% | 0.00% | 0.01% |
| Q2 2024 | 9.85% | 0.81% | 2.96% | 0.00% | 0.01% |
| Q3 2024 | 10.18% | 1.00% | 3.17% | 0.00% | 0.01% |
| Q4 2024 | 10.35% | 1.04% | 3.41% | 0.20% | 0.15% |
| Q1 2025 | 10.10% | 1.14% | 3.42% | 0.13% | -0.01% |
| Q2 2025 | 10.35% | 1.08% | 3.64% | 0.13% | 0.02% |
| Q3 2025 | 10.45% | 1.27% | 3.87% | 0.00% | 0.52% |
| Q4 2025 | 10.31% | 1.30% | 3.96% | 0.00% | 0.19% |
| Q1 2026 | 10.32% | 1.40% | 3.83% | 0.00% | -0.19% |
| Q2 2026 | 10.56% | 1.26% | 3.97% | 0.00% | -0.03% |
Peoples Bank of Wyaconda vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank of Wyaconda, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank of Wyaconda profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15415) · FFIEC NIC profile (RSSD 223452)