Bank routing number ยท Chestertown, Maryland
The Peoples Bank Routing Number (ABA): 052100741
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The last primary routing number on The Peoples Bank's record is 052100741.
The Peoples Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 052100741 | Primary ABA | Bank merged, June 30, 2026 | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; The Peoples Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0074, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
About The Peoples Bank
The Peoples Bank is headquartered in Chestertown, Maryland and was established in 1910. It reported $293.2M in total assets and $252.0M in deposits for Q3 2025. See the largest banks in Maryland by total assets. It reports 7 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Chestertown has a routing number listed here.
What the digits in 052100741 mean
The first four digits, 0521, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0074, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 9 + 3 = 90, a multiple of 10, so 052100741 is a well-formed routing number. A mistyped digit almost always breaks that sum.
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Regulator records: FDIC BankFind (cert 12885) · FFIEC NIC profile (RSSD 750127)