Bank call report · Chestertown, MD
The Peoples Bank Call Report
Filed for the quarter ended (Q3 2025) on the FFIEC 051. Source: FFIEC Central Data Repository.
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The Peoples Bank filed its latest call report for the quarter ended September 30, 2025 on the FFIEC 051. Below are its 237 reported line items, schedule by schedule (344 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for The Peoples Bank; it has not filed for the most recent published quarter.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q3 2025 (September 30, 2025) |
| Federal Reserve RSSD ID | 750127 |
| FDIC certificate number | 12885 |
| Total assets | $293.2M |
Official Q3 2025 call report PDF (FFIEC) →
The Peoples Bank call report by schedule, Q3 2025
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · The Peoples Bank balance sheet trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Total assets | RCON2170 | $293.2M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $293.2M |
| Total liabilities and minority interest | RCON2948 | $253.6M |
| Total deposits | RCON2200 | $252.0M |
| Loans and leases, net of unearned income - totals | RCONB528 | $178.8M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $176.3M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $143.8M |
| Deposits, noninterest-bearing | RCON6631 | $108.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $50.1M |
| Total equity capital | RCON3210 | $39.6M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $39.6M |
| Interest-bearing balances | RCON0071 | $32.2M |
| Undivided profits and capital reserves | RCON3632 | $30.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $15.0M |
| Held-to-maturity securities, total | RCON1754 | $15.0M |
| Surplus | RCON3839 | $10.5M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $8.3M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $6.3M |
| Accumulated other comprehensive income | RCONB530 | -$3.9M |
| Common stock | RCON3230 | $2.9M |
| Intangible assets | RCON2143 | $2.5M |
| Other assets | RCON2160 | $2.5M |
| Allowance for loan and lease losses | RCON3123 | $2.5M |
| Other liabilities, total | RCON2930 | $893K |
| Goodwill | RCON3163 | $706K |
| Securities sold under agreements to repurchase | RCONB995 | $698K |
Schedule RI: Income Statement (40 items)
About Schedule RI · The Peoples Bank income statement trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Total noninterest expense | RIAD4093 | $10.6M |
| Total interest income | RIAD4107 | $9.5M |
| Net interest income | RIAD4074 | $8.8M |
| Interest and fee income on loans, total | RIAD4010 | $7.3M |
| Salaries and employee benefits | RIAD4135 | $6.8M |
| Total noninterest income | RIAD4079 | $5.3M |
| Noninterest income, Income from insurance activities | RIADHT74 | $4.9M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $3.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.6M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $3.3M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $3.3M |
| Income (loss) before discontinued operations | RIAD4300 | $2.8M |
| Net income (loss) | RIAD4340 | $2.8M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $2.8M |
| Other noninterest expense | RIAD4092 | $2.7M |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $1.1M |
| Expenses of premises and fixed assets | RIAD4217 | $903K |
| Applicable income taxes | RIAD4302 | $851K |
| Interest income on balances due from depository institutions | RIAD4115 | $832K |
| Total interest expense | RIAD4073 | $776K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $551K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $509K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $332K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $290K |
| Amortization expense and impairment losses intangible assets | RIADC232 | $168K |
| Other noninterest income | RIADB497 | $166K |
| Provision for loan and lease losses | RIAD4230 | -$150K |
| Provisions for credit losses on financial assets | RIADJJ33 | -$150K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $114K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $113K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $94K |
| Savings deposits (including mmdas) | RIAD0093 | $92K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $40K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $18K |
| Net gains (losses) on sales of other assets (excluding securities) | RIADB496 | -$18K |
| Other interest income | RIAD4518 | $11K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $9K |
| Expense of federal funds purchased and securities sold under agreements to repurchase | RIAD4180 | $1K |
| Net servicing fees | RIADB492 | $1K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 79 |
Schedule RC-B: Securities (22 items)
About Schedule RC-B · The Peoples Bank securities trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $18.6M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $16.3M |
| Total amortized cost of available-for-sale securities | RCON1772 | $55.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $47.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $36.2M |
| Amortized cost of structured notes | RCON8782 | $35.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $33.2M |
| Fair value of structured notes | RCON8783 | $32.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $16.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $15.0M |
| Total fair value of held-to-maturity securities | RCON1771 | $15.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $15.0M |
| Pledged securities | RCON0416 | $9.4M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $483K |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $365K |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $354K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $354K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $314K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $268K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $242K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $127K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $115K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · The Peoples Bank loans and leases trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $178.8M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $78.8M |
| Pledged loans and leases | RCONG378 | $44.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $41.9M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $26.6M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $25.9M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $21.9M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $20.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $19.9M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $18.6M |
| Real estate loans secured by farmland | RCON1420 | $18.2M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $16.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $13.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $11.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $10.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $9.9M |
| Commercial and industrial loans | RCON1766 | $9.3M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $7.2M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $5.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $5.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $3.0M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $2.3M |
| Other loans | RCONJ464 | $1.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $1.5M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $1.4M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $819K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $511K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $205K |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $176K |
| Loans secured by 1-4 family residential construction | RCONF158 | $173K |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $112K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $4K |
Schedule RC-E: Deposit Liabilities (21 items)
About Schedule RC-E · The Peoples Bank deposit liabilities trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Total transaction accounts | RCON2215 | $131.5M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $127.7M |
| Total nontransaction accounts (including mmda's) | RCON2385 | $120.6M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $118.9M |
| Total demand deposits (see note below) | RCON2210 | $108.2M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $64.8M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $29.1M |
| Total time deposits of less than $100,000 | RCON6648 | $23.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $22.4M |
| Money market deposit accounts (mmda's) | RCON6810 | $15.7M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $11.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $6.8M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $5.4M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $5.4M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $4.8M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $4.3M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $4.1M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $3.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $1.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $1.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $1.2M |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q3 2025 |
|---|---|---|
| Other expenses accrued and unpaid | RCON3646 | $568K |
| All other liabilities | RCON2938 | $138K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $131K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $56K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · The Peoples Bank quarterly averages trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $297.0M |
| Quarterly average of total loans | RCON3360 | $182.8M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $87.7M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $81.9M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $81.0M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $55.8M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $34.5M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $27.0M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $25.2M |
| Mortgage-backed securities | RCONB559 | $19.5M |
| Quarterly average of commercial and industrial loans | RCON3387 | $9.1M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $5.6M |
| Quarterly average of federal funds purchased and securities sold under agreements to repurchase | RCON3353 | $1.2M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $753K |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $127K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · The Peoples Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $15.3M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $6.8M |
| Other unused commitments, all other unused commitments | RCONJ459 | $6.6M |
| 1-4 family residential construction loan commitments | RCONF164 | $2.2M |
| Performance standby letters of credit | RCON3821 | $952K |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $782K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · The Peoples Bank memoranda trends
| Line item | Code | Q3 2025 |
|---|---|---|
| All other intangible assets | RCONJF76 | $1.8M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $1.7M |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · The Peoples Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $514K |
| Total loan modifications to borrowers experiencing financial difficulty included in schedule RC-N items 1 through 7 above and not reported in schedule RC-C, part I, memo item 1, nonaccrual | RCONHK28 | $336K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $304K |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $199K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $53K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $53K |
| Other construction loans and all land development and other land loans, nonaccrual | RCONF177 | $11K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The Peoples Bank other data for deposit insurance assessments trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $297.0M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $252.1M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $185.9M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $55.4M |
| Average tangible equity for the calendar quarter | RCONK654 | $40.6M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $8.9M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $1.9M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 12,170 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 526 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 125 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 4 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · The Peoples Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · The Peoples Bank regulatory capital components and ratios trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $297.0M |
| Average total assets (net of deductions) | RCOAA224 | $294.4M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $165.2M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $43.1M |
| Common equity tier 1 capital | RCOAP859 | $41.0M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $41.0M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $41.0M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $39.6M |
| Retained Earnings | RCOAKW00 | $30.1M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $13.5M |
| Accumulated other comprehensive income | RCOAB530 | -$3.9M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$3.9M |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $2.6M |
| General loan and lease valuation allowances | RCOA5310 | $2.1M |
| Tier 2 (supplementary) capital | RCOA5311 | $2.1M |
| Tier 2 capital before deductions | RCOAP870 | $2.1M |
| Intangible assets (other than goodwill and mortgage servicing assets (msas)), net of associated dtls | RCOAP842 | $1.8M |
| Goodwill net of associated deferred tax liabilities (dtls) | RCOAP841 | $706K |
| Deferred tax assets (DTAS) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of dtls | RCOAP843 | $2K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.2607 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.2482 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.2482 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.1807 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1392 |
Schedule RC-R, Part II: Risk-Weighted Assets (2 items)
About Schedule RC-R, Part II · The Peoples Bank risk-weighted assets trends
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q3 2025 |
|---|---|---|
| Total equity capital | RIAD3210 | $39.6M |
| Balance end of previous calendar year as restated | RIADB508 | $35.6M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $35.6M |
| Other comprehensive income | RIADB511 | $1.9M |
| Cash dividends declared on common stock | RIAD4460 | $634K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · The Peoples Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Recoveries on allowance for loan and lease losses | RIAD4605 | $45K |
| Recoveries on closed-end loans secured by 1-4 family residential properties, secured by first liens | RIADC217 | $23K |
| Loans secured by other nonfarm nonresidential properties, recoveries | RIADC898 | $13K |
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $8K |
| Charge-offs on closed-end loans secured by 1-4 family residential properties, secured by junior liens | RIADC235 | $7K |
| Loans secured by owner-occupied nonfarm nonresidential properties, recoveries | RIADC896 | $7K |
| Recoveries on commercial and industrial loans | RIAD4608 | $2K |
| Charge-offs on all other loans | RIAD4644 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The Peoples Bank changes in allowances for credit losses trends
| Line item | Code | Q3 2025 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $2.6M |
| Allowance for loan and lease losses | RIAD3123 | $2.5M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $8K |
The Peoples Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
The Peoples Bank financial reports and ratios →
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Regulator records: FDIC BankFind (cert 12885) · FFIEC NIC profile (RSSD 750127)