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Peoples National Bank of Kewanee: Non-Performing Loans Ratio

6.15% Ranks #41 of 3,644 U.S. banks · 99th percentile

Data as of · sourced from FFIEC call reports. How we update

Peoples National Bank of Kewanee reported a non-performing loans ratio of 6.15% as of Q2 2026, ranking #41 of 3,644 U.S. banks (99th percentile). That is up 3.49 percentage points from 2.67% a year earlier, and above the 0.42% median of the 741 Midsize Community Banks ($500M–$1B in assets). The NPL ratio is nonaccrual loans plus loans 90 or more days past due and still accruing, divided by total loans: the FDIC noncurrent loan ratio. Loans modified for borrowers in financial difficulty that pay under their new terms are not counted.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 6.15%
Q1 2026 5.07%
Q4 2025 3.14%
Q3 2025 3.73%
Q2 2025 2.67%
Q1 2025 3.30%
Q4 2024 3.33%
Q3 2024 4.56%
Q2 2024 2.98%
Q1 2024 2.96%
Q4 2023 2.75%
Q3 2023 2.59%

National Context

Latest value 6.15%
National rank#41 of 3,644
Percentile 99th
12-quarter low2.59%
12-quarter high6.15%
Full rankingView leaderboard

What is the Non-Performing Loans Ratio?

A non-performing loan (NPL) is a loan whose borrower has stopped paying as agreed: the bank has put it on nonaccrual because full collection is doubtful, or it is 90 or more days past due. The NPL ratio divides those loans by total loans. Regulators call them noncurrent loans.

Compare the NPL ratio with the allowance for credit losses: an allowance smaller than the NPL balance leaves less room for losses on loans already in trouble. Then find which loan type is driving it, because a jump in construction or office loans means more than one in guaranteed loans. A single large commercial loan can move a small bank's ratio by a full percentage point, so read the trend over several quarters.

Full definition & formula →

Frequently asked questions

What is Peoples National Bank of Kewanee's Non-Performing Loans Ratio?

Peoples National Bank of Kewanee's Non-Performing Loans Ratio was 6.15% as of Q2 2026, ranking #41 of 3,644 U.S. banks.

What is the Non-Performing Loans Ratio?

A non-performing loan (NPL) is a loan whose borrower has stopped paying as agreed: the bank has put it on nonaccrual because full collection is doubtful, or it is 90 or more days past due. The NPL ratio divides those loans by total loans. Regulators call them noncurrent loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Peoples National Bank of Kewanee profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 926) · FFIEC NIC profile (RSSD 823133)