Peshtigo National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peshtigo National Bank of Peshtigo, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.74% | 1.34% | -0.60% | 21st bottom |
| ROAE | 10.69% | 13.32% | -2.63% | 40th below |
| Net Interest Margin | 3.43% | 3.93% | -0.50% | 25th below |
| Efficiency Ratio | 71.61% | 61.14% | +10.47% | 25th below |
| PPNR / Avg Assets | 0.92% | 1.68% | -0.76% | 18th bottom |
| Yield on Earning Assets | 4.95% | 5.67% | -0.72% | 21st bottom |
| Cost of Funds | 1.63% | 1.88% | -0.25% | 61st above |
| Net Interest Spread | 2.77% | 3.32% | -0.55% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 89th top |
| ACL / Total Loans | 1.14% | 1.28% | -0.14% | 43rd below |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.06% | 19.50% | -5.44% | 40th below |
| Tier 1 Ratio | 14.06% | 19.54% | -5.48% | 39th below |
| Total Capital Ratio | 15.27% | 20.62% | -5.35% | 40th below |
| Leverage Ratio | 8.99% | 12.14% | -3.15% | 12th bottom |
| Equity / Assets | 7.24% | 11.38% | -4.14% | 8th bottom |
| TCE / Tangible Assets | 7.24% | 11.09% | -3.85% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.46% | 80.64% | -0.18% | 50th above |
| Core Deposit Ratio | 95.13% | 86.86% | +8.27% | 84th top |
| Wholesale Funding Ratio | 8.60% | 5.03% | +3.57% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.60% | 6.85% | -3.25% | 44th below |
| Loan Growth (Y/Y) | 12.24% | 7.90% | +4.34% | 80th top |
| Deposit Growth (Y/Y) | 0.84% | 6.29% | -5.45% | 28th below |
See Peshtigo National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peshtigo National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peshtigo National Bank profile, how to read a UBPR, or how this data updates.