Peshtigo National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 3.90 percentage points higher than in Q1 2026, at 80.46%. Within Wisconsin, Peshtigo National Bank is 132nd of 153 on return on assets, 0.74% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Peshtigo National Bank sits 0.50 points lower, at 0.74% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.06% |
| Tier 1 risk-based capital ratio | 14.06% |
| Total risk-based capital ratio | 15.27% |
| Tier 1 leverage ratio | 8.99% |
| Equity capital to assets | 7.24% |
| Tangible equity to tangible assets | 7.24% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.14% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.74% |
| Return on equity | 10.69% |
| Net interest margin | 3.43% |
| Efficiency ratio | 71.61% |
| Yield on earning assets | 4.95% |
| Cost of funds | 1.63% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.46% |
| Core deposits to total deposits | 95.13% |
| Brokered deposits to total deposits | 0.91% |
| Deposits to assets | 83.62% |
| Securities to assets | 28.87% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.32% | 15.32% | 16.49% | 8.98% | 0.35% |
| Q4 2023 | 15.39% | 15.39% | 16.55% | 8.89% | 0.53% |
| Q1 2024 | 15.50% | 15.50% | 16.67% | 8.85% | 0.24% |
| Q2 2024 | 15.30% | 15.30% | 16.46% | 9.06% | 0.25% |
| Q3 2024 | 15.24% | 15.24% | 16.42% | 8.96% | 0.21% |
| Q4 2024 | 14.80% | 14.80% | 15.93% | 8.95% | 0.43% |
| Q1 2025 | 14.63% | 14.63% | 15.76% | 8.83% | 0.29% |
| Q2 2025 | 14.68% | 14.68% | 15.82% | 8.95% | 0.48% |
| Q3 2025 | 14.80% | 14.80% | 15.95% | 8.92% | 0.52% |
| Q4 2025 | 14.00% | 14.00% | 15.11% | 8.70% | 0.61% |
| Q1 2026 | 14.04% | 14.04% | 15.18% | 8.76% | 0.56% |
| Q2 2026 | 14.06% | 14.06% | 15.27% | 8.99% | 0.74% |
Peshtigo National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Peshtigo National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peshtigo National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5317) · FFIEC NIC profile (RSSD 257345)