Peshtigo National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 4.21 percentage points in Q2 2026, from 79.57% to 83.78%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Peshtigo National Bank is 103rd of 153 on loan-to-deposit ratio, 80.46% as of Q2 2026, below the middle of the field. At 80.46%, Peshtigo National Bank's loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $93.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $810K |
| Other borrowed money | $25.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.33% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.46% |
| Net loans and leases to deposits | 79.55% |
| Loans and leases to core deposits | 83.78% |
| Core deposits to total deposits | 95.13% |
| Brokered deposits to total deposits | 0.91% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 69.91% | 98.47% | $771K | $20.0M |
| Q4 2023 | 71.17% | 97.09% | $0 | $30.0M |
| Q1 2024 | 71.30% | 96.89% | $0 | $25.0M |
| Q2 2024 | 74.14% | 96.30% | $0 | $25.0M |
| Q3 2024 | 73.87% | 96.39% | $0 | $30.0M |
| Q4 2024 | 70.95% | 95.90% | $0 | $20.0M |
| Q1 2025 | 70.64% | 95.28% | $0 | $20.0M |
| Q2 2025 | 72.29% | 95.15% | $0 | $20.0M |
| Q3 2025 | 71.77% | 94.81% | $0 | $20.0M |
| Q4 2025 | 71.67% | 94.55% | $0 | $20.0M |
| Q1 2026 | 76.56% | 95.33% | $0 | $20.0M |
| Q2 2026 | 80.46% | 95.13% | $810K | $25.0M |
Peshtigo National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peshtigo National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peshtigo National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5317) · FFIEC NIC profile (RSSD 257345)