Petit Jean State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 15.8% higher than in Q1 2026, at $3.3M. Within Arkansas, Petit Jean State Bank is 64th of 78 on loan-to-deposit ratio, 68.31% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Petit Jean State Bank sits 12.53 points lower, at 68.31% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $43.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $106.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $3.3M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.31% |
| Net loans and leases to deposits | 67.03% |
| Loans and leases to core deposits | 80.47% |
| Core deposits to total deposits | 84.89% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 58.58% | 91.63% | $5.3M | $0 |
| Q4 2023 | 59.62% | 90.66% | $5.0M | $0 |
| Q1 2024 | 60.12% | 89.55% | $5.8M | $0 |
| Q2 2024 | 64.14% | 89.03% | $3.2M | $0 |
| Q3 2024 | 65.61% | 88.83% | $3.0M | $0 |
| Q4 2024 | 64.68% | 87.51% | $3.1M | $0 |
| Q1 2025 | 63.44% | 86.37% | $3.6M | $0 |
| Q2 2025 | 65.96% | 85.72% | $4.4M | $0 |
| Q3 2025 | 67.68% | 85.54% | $3.8M | $0 |
| Q4 2025 | 68.29% | 84.91% | $3.7M | $0 |
| Q1 2026 | 67.32% | 84.74% | $2.9M | $0 |
| Q2 2026 | 68.31% | 84.89% | $3.3M | $0 |
Petit Jean State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Petit Jean State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Petit Jean State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35084) · FFIEC NIC profile (RSSD 2769570)