Petit Jean State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 41.36 percentage points lower than in Q1 2026, at 167.31%. Within Arkansas, Petit Jean State Bank is 11th of 78 on return on assets, 1.98% as of Q2 2026, above the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Petit Jean State Bank reported 1.98% on return on assets in Q2 2026, 0.73 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.93% |
| Equity capital to assets | 16.96% |
| Tangible equity to tangible assets | 16.96% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.12% |
| Non-performing assets ratio | 0.62% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 3.45% |
| Allowance for credit losses to loans | 1.88% |
| Reserve coverage of non-performing loans | 167.31% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.98% |
| Return on equity | 11.88% |
| Net interest margin | 4.20% |
| Efficiency ratio | 38.95% |
| Yield on earning assets | 5.84% |
| Cost of funds | 1.87% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.31% |
| Core deposits to total deposits | 84.89% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 80.99% |
| Securities to assets | 24.22% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 15.33% | 1.70% | 3.75% | 0.40% | -0.02% |
| Q4 2023 | 15.52% | 1.50% | 3.67% | 0.67% | 0.55% |
| Q1 2024 | 15.55% | 1.70% | 3.78% | 0.65% | -0.03% |
| Q2 2024 | 16.10% | 1.72% | 3.84% | 0.58% | 0.09% |
| Q3 2024 | 16.59% | 1.81% | 3.96% | 0.54% | 0.00% |
| Q4 2024 | 16.49% | 1.74% | 3.97% | 0.54% | 0.03% |
| Q1 2025 | 16.56% | 1.74% | 3.88% | 0.54% | 0.00% |
| Q2 2025 | 16.81% | 1.89% | 4.05% | 0.45% | 0.29% |
| Q3 2025 | 17.02% | 2.03% | 4.16% | 0.95% | 0.01% |
| Q4 2025 | 16.84% | 1.53% | 4.18% | 0.93% | 0.00% |
| Q1 2026 | 16.81% | 1.95% | 4.14% | 0.89% | -0.01% |
| Q2 2026 | 16.93% | 1.98% | 4.20% | 1.12% | -0.00% |
Petit Jean State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Petit Jean State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Petit Jean State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35084) · FFIEC NIC profile (RSSD 2769570)