Petit Jean State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Petit Jean State Bank of Morrilton, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.98% | 1.35% | +0.63% | 85th top |
| ROAE | 11.88% | 12.05% | -0.17% | 47th below |
| Net Interest Margin | 4.20% | 3.90% | +0.30% | 64th above |
| Efficiency Ratio | 38.95% | 63.16% | -24.21% | 96th top |
| PPNR / Avg Assets | 2.53% | 1.64% | +0.89% | 90th top |
| Yield on Earning Assets | 5.84% | 5.65% | +0.19% | 61st above |
| Cost of Funds | 1.87% | 1.85% | +0.02% | 45th below |
| Net Interest Spread | 3.55% | 3.35% | +0.20% | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.12% | 0.92% | +0.20% | 25th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.62% | 0.67% | -0.05% | 33rd below |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 79th top |
| ACL / Total Loans | 1.88% | 1.28% | +0.60% | 91st top |
| ACL / NPLs (Coverage) | 167.31% | 1645.77% | -1478.46% | 43rd below |
| Texas Ratio | 3.45% | 7.15% | -3.70% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.93% | 12.46% | +4.47% | 92nd top |
| Equity / Assets | 16.96% | 11.67% | +5.29% | 93rd top |
| TCE / Tangible Assets | 16.96% | 11.40% | +5.56% | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.31% | 78.65% | -10.34% | 73rd above |
| Core Deposit Ratio | 84.89% | 87.09% | -2.20% | 30th below |
| Wholesale Funding Ratio | 1.27% | 5.12% | -3.85% | 78th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.57% | 6.47% | -0.90% | 59th above |
| Loan Growth (Y/Y) | 9.72% | 7.64% | +2.08% | 73rd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.96% | 6.02% | -0.06% | 64th above |
See Petit Jean State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Petit Jean State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Petit Jean State Bank profile, how to read a UBPR, or how this data updates.