Port Richmond Savings: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.52 percentage points in Q2 2026 to 22.49%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 22.56% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $21.9M |
| Tier 1 capital | $21.9M |
| Total risk-based capital | — |
| Total equity capital | $21.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 22.49% |
| Tangible equity to tangible assets | 22.49% |
| Equity capital to average assets | 22.56% |
| Internal capital growth rate | 9.87% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $21.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.46% | 19.55% | 19.55% |
| Q4 2023 | 18.31% | 18.39% | 18.39% |
| Q1 2024 | 19.81% | 19.44% | 19.44% |
| Q2 2024 | 20.64% | 20.66% | 20.66% |
| Q3 2024 | 21.80% | 21.82% | 21.82% |
| Q4 2024 | 20.36% | 19.89% | 19.89% |
| Q1 2025 | 20.54% | 20.57% | 20.57% |
| Q2 2025 | 21.94% | 21.74% | 21.74% |
| Q3 2025 | 22.31% | 21.94% | 21.94% |
| Q4 2025 | 21.07% | 21.19% | 21.19% |
| Q1 2026 | 22.20% | 21.96% | 21.96% |
| Q2 2026 | 22.56% | 22.49% | 22.49% |
Port Richmond Savings regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Port Richmond Savings, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Port Richmond Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27385) · FFIEC NIC profile (RSSD 1225798)