Port Richmond Savings: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Port Richmond Savings of Philadelphia, PA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 2.17% | 3.14% | -0.97% | 86th top |
| ROAE Behind the peer average, ahead of the median peer. | 9.75% | 10.42% | -0.67% | 56th above |
| Net Interest Margin | 4.48% | 3.93% | +0.55% | 74th above |
| Efficiency Ratio | 48.82% | 76.37% | -27.55% | 88th top |
| PPNR / Avg Assets | 2.33% | 1.40% | +0.93% | 88th top |
| Yield on Earning Assets | 6.17% | 5.35% | +0.82% | 80th top |
| Cost of Funds | 2.65% | 1.70% | +0.95% | 13th bottom |
| Net Interest Spread | 3.54% | 3.31% | +0.23% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 1.34% | -1.32% | 65th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.58% | 0.71% | -0.13% | 29th below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.17% | 1.49% | -0.32% | 43rd below |
| ACL / NPLs (Coverage) | 4900.00% | 848.02% | +4051.98% | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.11% | 8.26% | -2.15% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 22.56% | 17.59% | +4.97% | 84th top |
| Equity / Assets | 22.49% | 16.41% | +6.08% | 84th top |
| TCE / Tangible Assets | 22.49% | 16.16% | +6.33% | 84th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 144.90% | 72.63% | +72.27% | 1st bottom |
| Core Deposit Ratio | 93.28% | 88.20% | +5.08% | 61st above |
| Wholesale Funding Ratio | 14.40% | 5.21% | +9.19% | 7th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.75% | 4.31% | -3.56% | 38th below |
| Loan Growth (Y/Y) | 1.82% | 6.74% | -4.92% | 48th below |
| Deposit Growth (Y/Y) | 4.33% | 3.77% | +0.56% | 63rd above |
See Port Richmond Savings's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Port Richmond Savings, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Port Richmond Savings profile, how to read a UBPR, or how this data updates.