Port Richmond Savings: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 7.02 percentage points higher than in Q1 2026, at 155.33%. Among 109 Pennsylvania banks, Port Richmond Savings sits 2nd from the top on loan-to-deposit ratio, 144.90% as of Q2 2026. Against a median of 67.92% for banks in the < $100M asset tier, Port Richmond Savings reported 144.90% on loan-to-deposit ratio in Q2 2026, 76.97 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $7.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $14.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 14.40% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 144.90% |
| Net loans and leases to deposits | 143.21% |
| Loans and leases to core deposits | 155.33% |
| Core deposits to total deposits | 93.28% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 138.17% | 93.74% | $0 | $18.7M |
| Q4 2023 | 144.53% | 94.25% | $0 | $18.7M |
| Q1 2024 | 139.86% | 93.61% | $0 | $16.7M |
| Q2 2024 | 149.92% | 92.76% | $0 | $16.7M |
| Q3 2024 | 155.74% | 92.38% | $0 | $16.7M |
| Q4 2024 | 150.63% | 92.69% | $0 | $16.7M |
| Q1 2025 | 144.85% | 93.43% | $0 | $16.7M |
| Q2 2025 | 148.46% | 93.09% | $0 | $16.7M |
| Q3 2025 | 145.45% | 93.24% | $0 | $16.7M |
| Q4 2025 | 145.57% | 93.79% | $0 | $14.7M |
| Q1 2026 | 139.19% | 93.85% | $0 | $14.0M |
| Q2 2026 | 144.90% | 93.28% | $0 | $14.0M |
Port Richmond Savings liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Port Richmond Savings, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Port Richmond Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27385) · FFIEC NIC profile (RSSD 1225798)