Premier Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Premier Bank of Maplewood, MN against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.97% | 1.34% | +0.63% | 85th top |
| ROAE | 19.62% | 12.34% | +7.28% | 88th top |
| Net Interest Margin | 4.50% | 3.83% | +0.67% | 88th top |
| Efficiency Ratio | 41.62% | 58.97% | -17.35% | 91st top |
| PPNR / Avg Assets | 2.75% | — | — | 92nd top |
| Yield on Earning Assets | 6.15% | 5.71% | +0.44% | 81st top |
| Cost of Funds | 1.81% | 2.02% | -0.21% | 61st above |
| Net Interest Spread | 4.02% | — | — | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.87% | -0.87% | 97th top |
| NPA / Total Assets | 0.00% | — | — | 96th top |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 84th top |
| ACL / Total Loans | 1.40% | — | — | 80th top |
| ACL / NPLs (Coverage) | 49908.00% | — | — | — |
| Texas Ratio | 0.02% | 5.48% | -5.46% | 96th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.48% | 14.99% | -2.51% | 32nd below |
| Tier 1 Ratio | 12.48% | 15.02% | -2.54% | 32nd below |
| Total Capital Ratio | 13.74% | — | — | 35th below |
| Leverage Ratio | 10.24% | 11.11% | -0.87% | 43rd below |
| Equity / Assets | 9.57% | 11.02% | -1.45% | 33rd below |
| TCE / Tangible Assets | 9.57% | — | — | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.30% | 86.99% | -1.69% | 58th above |
| Core Deposit Ratio | 91.62% | 85.57% | +6.05% | 66th above |
| Uninsured Deposit Ratio | 48.77% | 33.19% | +15.58% | 10th bottom |
| Wholesale Funding Ratio | 1.35% | — | — | 77th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.60% | — | — | 68th above |
| Loan Growth (Y/Y) | 8.33% | — | — | 65th above |
| Deposit Growth (Y/Y) | 11.55% | — | — | 78th top |
See Premier Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Premier Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Premier Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Premier Bank peer analysis.