Prime Security Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 1.76 percentage points lower than in Q1 2026, at 3.36%. Prime Security Bank ranks 26th of 221 Minnesota banks on loan-to-deposit ratio, in the upper half at 102.16% (Q2 2026). Prime Security Bank reported 102.16% on loan-to-deposit ratio for Q2 2026, 21.32 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $16.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $6.3M |
| Other borrowed money | $3.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.27% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.16% |
| Net loans and leases to deposits | 101.55% |
| Loans and leases to core deposits | 106.69% |
| Core deposits to total deposits | 95.75% |
| Brokered deposits to total deposits | 3.36% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 107.14% | 96.07% | $4.5M | $8.5M |
| Q4 2023 | 101.62% | 95.60% | $0 | $8.5M |
| Q1 2024 | 107.86% | 95.23% | $5.0M | $8.5M |
| Q2 2024 | 103.03% | 97.37% | $1.0M | $8.5M |
| Q3 2024 | 100.46% | 97.44% | $0 | $8.5M |
| Q4 2024 | 103.11% | 96.97% | $2.0M | $8.5M |
| Q1 2025 | 98.56% | 97.16% | $0 | $8.5M |
| Q2 2025 | 95.53% | 97.16% | $0 | $3.5M |
| Q3 2025 | 99.07% | 96.44% | $2.0M | $3.5M |
| Q4 2025 | 99.14% | 95.51% | $1.0M | $3.5M |
| Q1 2026 | 102.28% | 95.26% | $6.5M | $3.5M |
| Q2 2026 | 102.16% | 95.75% | $6.3M | $3.5M |
Prime Security Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Prime Security Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prime Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10971) · FFIEC NIC profile (RSSD 909756)