Prime Security Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on equity dropped 10.21 percentage points in Q2 2026, from 16.69% to 6.49%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Prime Security Bank is 19th from the bottom among 221 Minnesota banks, 0.57% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Prime Security Bank reported 0.57% on return on assets in Q2 2026, 0.69 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.86% |
| Tier 1 risk-based capital ratio | 10.86% |
| Total risk-based capital ratio | 11.57% |
| Tier 1 leverage ratio | 8.71% |
| Equity capital to assets | 8.26% |
| Tangible equity to tangible assets | 8.26% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.88% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 15.20% |
| Allowance for credit losses to loans | 0.59% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.57% |
| Return on equity | 6.49% |
| Net interest margin | 3.88% |
| Efficiency ratio | 82.39% |
| Yield on earning assets | 6.39% |
| Cost of funds | 2.88% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 102.16% |
| Core deposits to total deposits | 95.75% |
| Brokered deposits to total deposits | 3.36% |
| Deposits to assets | 85.02% |
| Securities to assets | 2.09% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.17% | 10.17% | 10.96% | 8.15% | 1.57% |
| Q4 2023 | 10.06% | 10.06% | 10.84% | 8.23% | 1.09% |
| Q1 2024 | 10.13% | 10.13% | 11.01% | 8.26% | 0.85% |
| Q2 2024 | 10.36% | 10.36% | 11.29% | 7.98% | 0.52% |
| Q3 2024 | 10.82% | 10.82% | 11.81% | 8.02% | 0.92% |
| Q4 2024 | 10.56% | 10.56% | 11.56% | 8.30% | 1.01% |
| Q1 2025 | 10.56% | 10.56% | 11.55% | 8.66% | 1.52% |
| Q2 2025 | 11.48% | 11.48% | 12.46% | 8.80% | 1.09% |
| Q3 2025 | 11.47% | 11.47% | 12.44% | 8.83% | 1.35% |
| Q4 2025 | 11.37% | 11.37% | 12.32% | 8.97% | 0.99% |
| Q1 2026 | 11.56% | 11.56% | 12.30% | 9.23% | 1.51% |
| Q2 2026 | 10.86% | 10.86% | 11.57% | 8.71% | 0.57% |
Prime Security Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Prime Security Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prime Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10971) · FFIEC NIC profile (RSSD 909756)