Prime Security Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities fell 0.56 percentage points in Q2 2026 to 1.51%, the biggest move on this page. Within Minnesota, Prime Security Bank is 122nd of 221 on net interest margin, 3.88% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin; Prime Security Bank reported 3.88% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.39% |
| Yield on loans | 6.70% |
| Yield on securities | 1.51% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.88% |
| Cost of interest-bearing deposits | 3.15% |
| Cost of interest-bearing liabilities | 3.00% |
| Cost of borrowings | 3.77% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.88% |
| Yield to cost spread | 3.39% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.2M |
| Total interest expense | $894K |
| Interest expense on deposits | $859K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.05% | 2.28% | 3.90% | 6.21% | 4.27% |
| Q4 2023 | 6.00% | 2.50% | 3.66% | 6.14% | 4.18% |
| Q1 2024 | 5.99% | 2.56% | 3.57% | 6.12% | 4.10% |
| Q2 2024 | 5.86% | 2.76% | 3.23% | 5.99% | 3.76% |
| Q3 2024 | 6.08% | 2.83% | 3.40% | 6.32% | 3.54% |
| Q4 2024 | 6.13% | 2.59% | 3.69% | 6.34% | 3.18% |
| Q1 2025 | 5.98% | 2.50% | 3.54% | 6.20% | 2.67% |
| Q2 2025 | 6.18% | 2.72% | 3.61% | 6.47% | 2.31% |
| Q3 2025 | 6.43% | 2.74% | 3.88% | 6.74% | 2.24% |
| Q4 2025 | 6.21% | 2.85% | 3.74% | 6.48% | 2.14% |
| Q1 2026 | 6.26% | 2.81% | 3.85% | 6.54% | 2.07% |
| Q2 2026 | 6.39% | 2.88% | 3.88% | 6.70% | 1.51% |
Prime Security Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Prime Security Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prime Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10971) · FFIEC NIC profile (RSSD 909756)