Princeville State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 34.3% higher than in Q1 2026, at $8.9M. Princeville State Bank ranks 211th of 323 Illinois banks on loan-to-deposit ratio, in the lower half at 68.58% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Princeville State Bank sits 12.26 points lower, at 68.58% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $44.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.02% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.58% |
| Net loans and leases to deposits | 67.41% |
| Loans and leases to core deposits | 76.36% |
| Core deposits to total deposits | 89.82% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.65% | 95.67% | $0 | $11.0M |
| Q4 2023 | 56.37% | 97.98% | $0 | $10.2M |
| Q1 2024 | 62.97% | 97.16% | $0 | $9.5M |
| Q2 2024 | 62.24% | 96.25% | $50K | $9.5M |
| Q3 2024 | 56.13% | 90.54% | $1K | $1.5M |
| Q4 2024 | 57.75% | 89.95% | $0 | $1.0M |
| Q1 2025 | 58.49% | 91.11% | $0 | $500K |
| Q2 2025 | 64.00% | 90.66% | $0 | $500K |
| Q3 2025 | 65.25% | 94.32% | $0 | $5.5M |
| Q4 2025 | 63.98% | 94.37% | $0 | $5.0M |
| Q1 2026 | 68.07% | 91.67% | $0 | $5.0M |
| Q2 2026 | 68.58% | 89.82% | $0 | $5.0M |
Princeville State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Princeville State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Princeville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16900) · FFIEC NIC profile (RSSD 670748)