Princeville State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Princeville State Bank of Princeville, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.50% | 1.34% | +0.16% | 63rd above |
| ROAE | 11.19% | 13.32% | -2.13% | 43rd below |
| Net Interest Margin | 4.54% | 3.93% | +0.61% | 80th top |
| Efficiency Ratio | 52.40% | 61.13% | -8.73% | 76th top |
| PPNR / Avg Assets | 2.04% | 1.68% | +0.36% | 74th above |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 1.71% | 1.88% | -0.17% | 56th above |
| Net Interest Spread | 4.09% | 3.32% | +0.77% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.57% | 0.94% | +2.63% | 4th bottom |
| NPA / Total Assets | 2.10% | 0.70% | +1.40% | 7th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.70% | 1.28% | +0.42% | 87th top |
| ACL / NPLs (Coverage) | 47.63% | 1546.32% | -1498.69% | 9th bottom |
| Texas Ratio | 38.82% | 7.33% | +31.49% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.23% | 12.14% | -2.91% | 16th bottom |
| Equity / Assets | 13.12% | 11.36% | +1.76% | 79th top |
| TCE / Tangible Assets | 9.34% | 11.08% | -1.74% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.58% | 80.66% | -12.08% | 73rd above |
| Core Deposit Ratio | 89.82% | 86.85% | +2.97% | 53rd above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.02% | 5.04% | -1.02% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.05% | 6.84% | +8.21% | 91st top |
| Loan Growth (Y/Y) | 19.05% | 7.92% | +11.13% | 92nd top |
| Deposit Growth (Y/Y) | 11.11% | 6.29% | +4.82% | 86th top |
See Princeville State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Princeville State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Princeville State Bank profile, how to read a UBPR, or how this data updates.