Princeville State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 2.37 percentage points lower than in Q1 2026, at 28.53%. Within Illinois, Princeville State Bank is 96th of 323 on return on assets, 1.50% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Princeville State Bank sits 0.25 points higher, at 1.50% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.23% |
| Equity capital to assets | 13.12% |
| Tangible equity to tangible assets | 9.34% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.57% |
| Non-performing assets ratio | 2.10% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 38.82% |
| Allowance for credit losses to loans | 1.70% |
| Reserve coverage of non-performing loans | 47.63% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.50% |
| Return on equity | 11.19% |
| Net interest margin | 4.54% |
| Efficiency ratio | 52.40% |
| Yield on earning assets | 6.19% |
| Cost of funds | 1.71% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.58% |
| Core deposits to total deposits | 89.82% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.47% |
| Securities to assets | 28.53% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.79% | 1.12% | 3.59% | 1.85% | 0.00% |
| Q4 2023 | 9.74% | 0.31% | 4.55% | 2.23% | 0.03% |
| Q1 2024 | 9.81% | 0.72% | 2.98% | 2.17% | 0.00% |
| Q2 2024 | 9.56% | -0.14% | 2.78% | 1.37% | 0.00% |
| Q3 2024 | 9.06% | -0.88% | 2.51% | 1.28% | 1.72% |
| Q4 2024 | 9.18% | -0.54% | 2.77% | 1.24% | -0.06% |
| Q1 2025 | 8.56% | -1.09% | 4.66% | 0.58% | 0.00% |
| Q2 2025 | 9.06% | 1.64% | 4.78% | 3.92% | 0.03% |
| Q3 2025 | 9.28% | 1.71% | 5.11% | 3.78% | -0.04% |
| Q4 2025 | 9.05% | 3.81% | 3.83% | 3.68% | 0.02% |
| Q1 2026 | 9.28% | 1.45% | 4.48% | 3.80% | -0.02% |
| Q2 2026 | 9.23% | 1.50% | 4.54% | 3.57% | 0.00% |
Princeville State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Princeville State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Princeville State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16900) · FFIEC NIC profile (RSSD 670748)