Priorityone Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to average assets, which fell 0.27 percentage points to 11.85%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.89% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $141.1M |
| Tier 1 capital | $141.1M |
| Total risk-based capital | — |
| Total equity capital | $140.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.88% |
| Tangible equity to tangible assets | 11.86% |
| Equity capital to average assets | 11.85% |
| Internal capital growth rate | -0.68% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.3M |
| Common stock surplus | $29.5M |
| Retained earnings | $109.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$652K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.60% | 9.81% | 9.79% |
| Q4 2023 | 10.62% | 10.17% | 10.15% |
| Q1 2024 | 10.67% | 9.95% | 9.93% |
| Q2 2024 | 10.78% | 10.36% | 10.34% |
| Q3 2024 | 10.78% | 10.64% | 10.62% |
| Q4 2024 | 11.08% | 10.92% | 10.90% |
| Q1 2025 | 11.46% | 11.22% | 11.20% |
| Q2 2025 | 11.61% | 11.40% | 11.38% |
| Q3 2025 | 11.92% | 11.87% | 11.85% |
| Q4 2025 | 12.20% | 12.13% | 12.11% |
| Q1 2026 | 12.16% | 11.82% | 11.80% |
| Q2 2026 | 11.89% | 11.88% | 11.86% |
Priorityone Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Priorityone Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Priorityone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21906) · FFIEC NIC profile (RSSD 956938)