Priorityone Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Priorityone Bank of Magee, MS against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.14% | 1.34% | +0.80% | 90th top |
| ROAE | 18.07% | 12.34% | +5.73% | 84th top |
| Net Interest Margin | 4.93% | 3.83% | +1.10% | 94th top |
| Efficiency Ratio | 58.25% | 58.97% | -0.72% | 50th above |
| PPNR / Avg Assets | 2.36% | — | — | 83rd top |
| Yield on Earning Assets | 6.65% | 5.71% | +0.94% | 91st top |
| Cost of Funds | 1.73% | 2.02% | -0.29% | 67th above |
| Net Interest Spread | 4.32% | — | — | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.58% | 0.87% | +0.71% | 14th bottom |
| NPA / Total Assets | 1.43% | — | — | 11th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.15% | 0.43% | -0.28% | 22nd bottom |
| ACL / Total Loans | 1.45% | — | — | 83rd top |
| ACL / NPLs (Coverage) | 92.01% | — | — | 20th bottom |
| Texas Ratio | 10.99% | 5.48% | +5.51% | 14th bottom |
| Provision / NCO | 190.88% | — | — | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.89% | 11.11% | +0.78% | 75th top |
| Equity / Assets | 11.88% | 11.02% | +0.86% | 74th above |
| TCE / Tangible Assets | 11.86% | — | — | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.20% | 86.99% | +3.21% | 45th below |
| Core Deposit Ratio | 92.35% | 85.57% | +6.78% | 71st above |
| Uninsured Deposit Ratio | 20.80% | 33.19% | -12.39% | 82nd top |
| Wholesale Funding Ratio | 0.17% | — | — | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.76% | — | — | 38th below |
| Loan Growth (Y/Y) | 5.22% | — | — | 46th below |
| Deposit Growth (Y/Y) | 6.41% | — | — | 58th above |
See Priorityone Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Priorityone Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Priorityone Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Priorityone Bank peer analysis.