Priorityone Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 97.6% in Q2 2026, from $22.0M to $525K. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, Priorityone Bank is 6th of 57 on loan-to-deposit ratio, 90.20% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; Priorityone Bank reported 90.20% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $24.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $203.7M |
| Fed funds sold and reverse repos | $525K |
| Fed funds sold and reverse repos to assets | 0.04% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.17% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.20% |
| Net loans and leases to deposits | 88.88% |
| Loans and leases to core deposits | 96.66% |
| Core deposits to total deposits | 92.35% |
| Brokered deposits to total deposits | 0.97% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.74% | 94.08% | $0 | $51.0M |
| Q4 2023 | 93.00% | 93.89% | $0 | $49.0M |
| Q1 2024 | 88.03% | 94.08% | $0 | $44.0M |
| Q2 2024 | 91.52% | 93.96% | $0 | $44.0M |
| Q3 2024 | 93.83% | 91.21% | $5.6M | $42.0M |
| Q4 2024 | 94.99% | 92.30% | $7.4M | $46.0M |
| Q1 2025 | 88.29% | 91.74% | $0 | $7.0M |
| Q2 2025 | 91.22% | 92.17% | $0 | $32.0M |
| Q3 2025 | 94.07% | 92.15% | $14.2M | $22.0M |
| Q4 2025 | 99.15% | 92.09% | $2.8M | $77.0M |
| Q1 2026 | 91.03% | 92.27% | $0 | $22.0M |
| Q2 2026 | 90.20% | 92.35% | $0 | $2.0M |
Priorityone Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Priorityone Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Priorityone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21906) · FFIEC NIC profile (RSSD 956938)