Progressive National Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 5.86 percentage points in Q2 2026, from 164.19% to 158.32%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Progressive National Bank is 64th of 103 on loan-to-deposit ratio, 74.09% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Progressive National Bank sits 6.75 points lower, at 74.09% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $81.1M |
| Net loans and leases | $80.4M |
| Loans held for sale | $0 |
| Loans to total assets | 65.99% |
| Loan-to-deposit ratio | 74.09% |
| Net loans to equity capital | 6.25% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 14.08% |
| Multifamily (5+ residential) | 5.34% |
| Commercial and industrial | 3.14% |
| Consumer | 4.92% |
| Credit cards | 0.00% |
| Farm | 7.34% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 158.32% |
| Construction concentration (Tier 1 capital + allowance) | 50.22% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.95% |
| Interest income on loans | $1.4M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $80.9M | $101.7M | 13.99% | 6.27% | 5.07% |
| Q4 2023 | $82.4M | $103.3M | 14.25% | 5.00% | 4.83% |
| Q1 2024 | $81.2M | $102.4M | 13.97% | 4.84% | 5.05% |
| Q2 2024 | $85.8M | $96.7M | 15.59% | 4.21% | 4.78% |
| Q3 2024 | $86.0M | $96.8M | 15.67% | 4.19% | 4.80% |
| Q4 2024 | $85.6M | $100.7M | 15.14% | 4.00% | 4.64% |
| Q1 2025 | $85.0M | $104.8M | 15.05% | 4.20% | 4.54% |
| Q2 2025 | $83.4M | $104.1M | 15.61% | 4.51% | 5.02% |
| Q3 2025 | $83.9M | $106.3M | 15.23% | 4.20% | 5.09% |
| Q4 2025 | $82.7M | $108.5M | 14.76% | 3.69% | 5.27% |
| Q1 2026 | $84.2M | $111.0M | 13.57% | 3.72% | 4.84% |
| Q2 2026 | $81.1M | $109.5M | 14.08% | 3.14% | 4.92% |
Progressive National Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Progressive National Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Progressive National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24443) · FFIEC NIC profile (RSSD 675855)