Progressive National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits dropped 1.83 percentage points in Q2 2026, from 75.24% to 73.42%. It was the largest change from Q1 2026 among the key lines here. Progressive National Bank ranks 64th of 103 Louisiana banks on loan-to-deposit ratio, in the lower half at 74.09% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Progressive National Bank sits 6.75 points lower, at 74.09% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $33.5M |
| Fed funds sold and reverse repos | $1.5M |
| Fed funds sold and reverse repos to assets | 1.20% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.09% |
| Net loans and leases to deposits | 73.42% |
| Loans and leases to core deposits | 87.01% |
| Core deposits to total deposits | 85.15% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.54% | 89.77% | $0 | $0 |
| Q4 2023 | 79.80% | 87.32% | $0 | $0 |
| Q1 2024 | 79.34% | 88.37% | $0 | $0 |
| Q2 2024 | 88.67% | 89.28% | $0 | $0 |
| Q3 2024 | 88.86% | 85.50% | $0 | $0 |
| Q4 2024 | 84.99% | 84.49% | $0 | $0 |
| Q1 2025 | 81.17% | 85.00% | $0 | $0 |
| Q2 2025 | 80.08% | 84.16% | $0 | $0 |
| Q3 2025 | 78.96% | 85.37% | $0 | $0 |
| Q4 2025 | 76.19% | 84.84% | $0 | $0 |
| Q1 2026 | 75.90% | 85.61% | $0 | $0 |
| Q2 2026 | 74.09% | 85.15% | $0 | $0 |
Progressive National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Progressive National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Progressive National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24443) · FFIEC NIC profile (RSSD 675855)