Progressive National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.17 percentage points from Q1 2026 to Q2 2026, ending at 4.68% against 4.51%. It was the largest change among the key lines on this page. Progressive National Bank ranks 22nd of 103 Louisiana banks on net interest margin, in the upper half at 4.68% (Q2 2026). Progressive National Bank reported 4.68% on net interest margin for Q2 2026, 0.73 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.17% |
| Yield on loans | 6.95% |
| Yield on securities | 3.80% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.54% |
| Cost of interest-bearing deposits | 2.43% |
| Cost of interest-bearing liabilities | 2.43% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.68% |
| Yield to cost spread | 3.74% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.4M |
| Total interest expense | $417K |
| Interest expense on deposits | $417K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.65% | 1.04% | 3.65% | 5.28% | 1.74% |
| Q4 2023 | 6.27% | 1.34% | 5.01% | 7.17% | 1.99% |
| Q1 2024 | 5.74% | 1.53% | 4.29% | 6.46% | 2.24% |
| Q2 2024 | 6.07% | 1.56% | 4.59% | 6.60% | 2.79% |
| Q3 2024 | 6.33% | 1.64% | 4.76% | 6.68% | 3.67% |
| Q4 2024 | 6.38% | 1.84% | 4.62% | 6.76% | 3.69% |
| Q1 2025 | 6.11% | 1.74% | 4.42% | 6.62% | 3.78% |
| Q2 2025 | 6.10% | 1.68% | 4.47% | 6.61% | 3.90% |
| Q3 2025 | 6.20% | 1.71% | 4.57% | 6.86% | 3.93% |
| Q4 2025 | 6.22% | 1.68% | 4.63% | 6.95% | 3.87% |
| Q1 2026 | 6.00% | 1.57% | 4.51% | 6.85% | 3.83% |
| Q2 2026 | 6.17% | 1.54% | 4.68% | 6.95% | 3.80% |
Progressive National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Progressive National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Progressive National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24443) · FFIEC NIC profile (RSSD 675855)