Progrowth Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 40.4% higher than in Q1 2026, at $12.0M. On loan-to-deposit ratio, Progrowth Bank is 3rd from the bottom among 221 Minnesota banks, 24.80% (Q2 2026). Against a median of 80.84% for banks in the $100M-1B asset tier, Progrowth Bank reported 24.80% on loan-to-deposit ratio in Q2 2026, 56.04 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $275.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $15.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.11% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 24.80% |
| Net loans and leases to deposits | 24.60% |
| Loans and leases to core deposits | 26.52% |
| Core deposits to total deposits | 71.16% |
| Brokered deposits to total deposits | 22.34% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 24.29% | 56.49% | $0 | $41.0M |
| Q4 2023 | 21.43% | 55.76% | $0 | $44.0M |
| Q1 2024 | 22.27% | 55.00% | $0 | $41.0M |
| Q2 2024 | 21.91% | 53.21% | $0 | $38.0M |
| Q3 2024 | 22.78% | 57.76% | $0 | $35.0M |
| Q4 2024 | 24.53% | 63.33% | $0 | $47.0M |
| Q1 2025 | 24.02% | 63.54% | $0 | $54.0M |
| Q2 2025 | 24.40% | 65.28% | $0 | $59.6M |
| Q3 2025 | 23.29% | 66.64% | $0 | $54.0M |
| Q4 2025 | 25.06% | 68.41% | $0 | $54.0M |
| Q1 2026 | 24.53% | 70.51% | $0 | $15.0M |
| Q2 2026 | 24.80% | 71.16% | $0 | $15.0M |
Progrowth Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Progrowth Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Progrowth Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8536) · FFIEC NIC profile (RSSD 751254)