Progrowth Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on equity climbed 44.97 percentage points in Q2 2026, from -44.07% to 0.89%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Progrowth Bank is 8th from the bottom among 221 Minnesota banks, 0.05% (Q2 2026). Progrowth Bank's return on assets of 0.05% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.21 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 20.01% |
| Tier 1 risk-based capital ratio | 20.01% |
| Total risk-based capital ratio | 20.50% |
| Tier 1 leverage ratio | 7.09% |
| Equity capital to assets | 5.45% |
| Tangible equity to tangible assets | 5.45% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.13% |
| Non-performing assets ratio | 0.03% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.50% |
| Allowance for credit losses to loans | 0.81% |
| Reserve coverage of non-performing loans | 646.08% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.05% |
| Return on equity | 0.89% |
| Net interest margin | 1.79% |
| Efficiency ratio | 93.15% |
| Yield on earning assets | 4.76% |
| Cost of funds | 3.14% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 24.80% |
| Core deposits to total deposits | 71.16% |
| Brokered deposits to total deposits | 22.34% |
| Deposits to assets | 89.68% |
| Securities to assets | 72.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.63% | 20.63% | 21.11% | 7.95% | 0.79% |
| Q4 2023 | 19.66% | 19.66% | 20.12% | 7.36% | 0.64% |
| Q1 2024 | 20.27% | 20.27% | 20.73% | 7.10% | 0.87% |
| Q2 2024 | 20.10% | 20.10% | 20.54% | 7.29% | 0.93% |
| Q3 2024 | 21.25% | 21.25% | 21.70% | 7.27% | 0.76% |
| Q4 2024 | 20.02% | 20.02% | 20.46% | 7.27% | 0.10% |
| Q1 2025 | 20.28% | 20.28% | 20.73% | 7.39% | 0.51% |
| Q2 2025 | 17.64% | 17.64% | 18.02% | 7.12% | 0.43% |
| Q3 2025 | 19.18% | 19.18% | 19.60% | 7.25% | 0.40% |
| Q4 2025 | 18.47% | 18.47% | 18.89% | 6.85% | 0.07% |
| Q1 2026 | 19.36% | 19.36% | 19.84% | 6.41% | -2.11% |
| Q2 2026 | 20.01% | 20.01% | 20.50% | 7.09% | 0.05% |
Progrowth Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Progrowth Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Progrowth Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8536) · FFIEC NIC profile (RSSD 751254)