Progrowth Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Progrowth Bank of Nicollet, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.05% | 1.34% | -1.29% | 5th bottom |
| ROAE | 0.89% | 13.32% | -12.43% | 6th bottom |
| Net Interest Margin | 1.79% | 3.93% | -2.14% | 1st bottom |
| Efficiency Ratio | 93.15% | 61.13% | +32.02% | 5th bottom |
| PPNR / Avg Assets | 0.11% | 1.68% | -1.57% | 3rd bottom |
| Yield on Earning Assets | 4.76% | 5.67% | -0.91% | 15th bottom |
| Cost of Funds | 3.14% | 1.88% | +1.26% | 4th bottom |
| Net Interest Spread | 1.35% | 3.32% | -1.97% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 0.94% | -0.81% | 70th above |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 81st top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 89th top |
| ACL / Total Loans | 0.81% | 1.28% | -0.47% | 11th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 646.08% | 1539.02% | -892.94% | 76th top |
| Texas Ratio | 0.50% | 7.33% | -6.83% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.01% | 19.50% | +0.51% | 77th top |
| Tier 1 Ratio | 20.01% | 19.54% | +0.47% | 77th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.50% | 20.62% | -0.12% | 75th top |
| Leverage Ratio | 7.09% | 12.14% | -5.05% | 0th bottom |
| Equity / Assets | 5.45% | 11.38% | -5.93% | 2nd bottom |
| TCE / Tangible Assets | 5.45% | 11.10% | -5.65% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 24.80% | 80.66% | -55.86% | 99th top |
| Core Deposit Ratio | 71.16% | 86.87% | -15.71% | 6th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.11% | 5.03% | -0.92% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -12.28% | 6.86% | -19.14% | 1st bottom |
| Loan Growth (Y/Y) | -0.90% | 7.91% | -8.81% | 19th bottom |
| Deposit Growth (Y/Y) | -2.50% | 6.29% | -8.79% | 12th bottom |
See Progrowth Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Progrowth Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Progrowth Bank profile, how to read a UBPR, or how this data updates.