Raymond James Trust, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.08 percentage points, from 3.22% to 3.30%, the largest move among the key lines here. Raymond James Trust, N.A. reported 3.30% on net interest margin for Q2 2026, 0.59 points below the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.30% |
| Yield on loans | — |
| Yield on securities | 7.27% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.30% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 4.88% | 4.88% | 7.24% |
| Q4 2023 | 4.93% | 4.93% | 8.30% |
| Q1 2024 | 4.85% | 4.85% | 8.20% |
| Q2 2024 | 4.83% | 4.83% | 8.10% |
| Q3 2024 | 4.95% | 4.95% | 8.35% |
| Q4 2024 | 4.28% | 4.28% | 7.44% |
| Q1 2025 | 3.86% | 3.86% | 7.35% |
| Q2 2025 | 3.98% | 3.98% | 7.27% |
| Q3 2025 | 4.00% | 4.00% | 7.26% |
| Q4 2025 | 3.97% | 3.97% | 7.44% |
| Q1 2026 | 3.22% | 3.22% | 6.52% |
| Q2 2026 | 3.30% | 3.30% | 7.27% |
Raymond James Trust, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Raymond James Trust, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Raymond James Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2163477)