Raymond James Trust, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Tier 1 leverage ratio: 8.58 percentage points higher than in Q1 2026, at 84.26%. Against a median of 0.98% for banks in the < $100M asset tier, Raymond James Trust, N.A. reported 19.20% on return on assets in Q2 2026, 18.21 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 215.65% |
| Tier 1 risk-based capital ratio | 215.65% |
| Total risk-based capital ratio | 215.65% |
| Tier 1 leverage ratio | 84.26% |
| Equity capital to assets | 82.01% |
| Tangible equity to tangible assets | 82.01% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 19.20% |
| Return on equity | 23.11% |
| Net interest margin | 3.30% |
| Efficiency ratio | 80.57% |
| Yield on earning assets | 3.30% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 0.57% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 245.08% | 245.08% | 245.08% | 83.16% | 19.49% |
| Q4 2023 | 257.86% | 257.86% | 257.86% | 87.14% | 20.33% |
| Q1 2024 | 229.01% | 229.01% | 229.01% | 82.00% | 18.18% |
| Q2 2024 | 232.42% | 232.42% | 232.42% | 85.98% | 23.89% |
| Q3 2024 | 240.47% | 240.47% | 240.47% | 87.03% | 23.47% |
| Q4 2024 | 243.14% | 243.14% | 243.14% | 83.47% | 13.79% |
| Q1 2025 | 228.22% | 228.22% | 228.22% | 75.68% | 15.47% |
| Q2 2025 | 240.78% | 240.78% | 240.78% | 80.14% | 17.72% |
| Q3 2025 | 239.74% | 239.74% | 239.74% | 81.23% | 20.84% |
| Q4 2025 | 248.08% | 248.08% | 248.08% | 89.16% | 21.05% |
| Q1 2026 | 221.35% | 221.35% | 221.35% | 75.68% | 19.86% |
| Q2 2026 | 215.65% | 215.65% | 215.65% | 84.26% | 19.20% |
Raymond James Trust, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Raymond James Trust, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Raymond James Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2163477)