RBC Bank (Georgia), N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 7.01 percentage points higher than in Q1 2026, at 51.12%. RBC Bank (Georgia), N.A. ranks 109th of 122 Georgia banks on loan-to-deposit ratio, in the lower half at 51.39% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. RBC Bank (Georgia), N.A. sits 36.82 points lower, at 51.39% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $360.5M |
| Cash and noninterest-bearing balances to assets | 3.76% |
| Cash and securities | $5.11B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.39% |
| Net loans and leases to deposits | 51.12% |
| Loans and leases to core deposits | 51.87% |
| Core deposits to total deposits | 99.06% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 47.28% | 98.94% | $0 | $0 |
| Q4 2023 | 48.34% | 98.70% | $0 | $0 |
| Q1 2024 | 48.53% | 98.68% | $0 | $0 |
| Q2 2024 | 48.67% | 98.60% | $0 | $0 |
| Q3 2024 | 47.96% | 98.60% | $0 | $0 |
| Q4 2024 | 48.65% | 98.62% | $0 | $0 |
| Q1 2025 | 48.11% | 98.65% | $0 | $0 |
| Q2 2025 | 47.40% | 98.59% | $0 | $0 |
| Q3 2025 | 43.99% | 98.70% | $0 | $0 |
| Q4 2025 | 44.62% | 98.81% | $0 | $0 |
| Q1 2026 | 44.41% | 98.96% | $0 | $0 |
| Q2 2026 | 51.39% | 99.06% | $0 | $0 |
RBC Bank (Georgia), N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock RBC Bank (Georgia), N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full RBC Bank (Georgia), N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26342) · FFIEC NIC profile (RSSD 3783948)