RBC Bank (Georgia), N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks RBC Bank (Georgia), N.A. of Atlanta, GA against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.57% | 1.45% | +1.12% | 96th top |
| ROAE | 25.94% | 12.64% | +13.30% | 96th top |
| Net Interest Margin | 3.98% | 3.85% | +0.13% | 67th above |
| Efficiency Ratio | 23.85% | 57.52% | -33.67% | 99th top |
| PPNR / Avg Assets | 3.40% | 1.87% | +1.53% | 97th top |
| Yield on Earning Assets | 4.44% | 5.72% | -1.28% | 6th bottom |
| Cost of Funds | 0.51% | 2.02% | -1.51% | 99th top |
| Net Interest Spread | 3.80% | 3.18% | +0.62% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.30% | 1.00% | -0.70% | 73rd above |
| NPA / Total Assets | 0.14% | 0.76% | -0.62% | 82nd top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.29% | 0.43% | -0.14% | 14th bottom |
| ACL / Total Loans | 0.52% | 1.31% | -0.79% | 3rd bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 175.81% | 565.84% | -390.03% | 50th above |
| Texas Ratio | 1.87% | 7.41% | -5.54% | 78th top |
| Provision / NCO | 94.85% | 620.85% | -526.00% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 48.11% | 17.20% | +30.91% | 98th top |
| Tier 1 Ratio | 48.11% | 17.23% | +30.88% | 98th top |
| Total Capital Ratio | 49.16% | 18.28% | +30.88% | 98th top |
| Leverage Ratio | 10.42% | 11.44% | -1.02% | 48th below |
| Equity / Assets | 9.97% | 11.34% | -1.37% | 42nd below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.91% | 10.50% | -0.59% | 54th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.39% | 87.09% | -35.70% | 96th top |
| Core Deposit Ratio | 99.06% | 85.50% | +13.56% | 97th top |
| Uninsured Deposit Ratio | 5.51% | 33.23% | -27.72% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 39.74% | 9.57% | +30.17% | 97th top |
| Loan Growth (Y/Y) | 54.72% | 7.88% | +46.84% | 98th top |
| Deposit Growth (Y/Y) | 42.71% | 7.75% | +34.96% | 97th top |
See RBC Bank (Georgia), N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock RBC Bank (Georgia), N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full RBC Bank (Georgia), N.A. profile, how to read a UBPR, or how this data updates.