RBC Bank (Georgia), N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 36.16 percentage points higher than in Q1 2026, at 175.81%. Among 121 Georgia banks, RBC Bank (Georgia), N.A. sits 10th from the top on return on assets, 2.57% as of Q2 2026. Against a median of 1.28% for banks in the $1B-10B asset tier, RBC Bank (Georgia), N.A. reported 2.57% on return on assets in Q2 2026, 1.30 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 48.11% |
| Tier 1 risk-based capital ratio | 48.11% |
| Total risk-based capital ratio | 49.16% |
| Tier 1 leverage ratio | 10.42% |
| Equity capital to assets | 9.97% |
| Tangible equity to tangible assets | 9.91% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.30% |
| Non-performing assets ratio | 0.14% |
| Net charge-off ratio | 0.29% |
| Texas ratio | 1.87% |
| Allowance for credit losses to loans | 0.52% |
| Reserve coverage of non-performing loans | 175.81% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.57% |
| Return on equity | 25.94% |
| Net interest margin | 3.98% |
| Efficiency ratio | 23.85% |
| Yield on earning assets | 4.44% |
| Cost of funds | 0.51% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.39% |
| Core deposits to total deposits | 99.06% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.97% |
| Securities to assets | 49.48% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 29.43% | 29.43% | 30.09% | 9.78% | 2.15% |
| Q4 2023 | 30.68% | 30.68% | 31.46% | 10.35% | 2.28% |
| Q1 2024 | 32.55% | 32.55% | 33.35% | 10.82% | 2.31% |
| Q2 2024 | 36.35% | 36.35% | 37.17% | 11.37% | 2.44% |
| Q3 2024 | 33.92% | 33.92% | 34.77% | 10.43% | 2.07% |
| Q4 2024 | 34.95% | 34.95% | 35.89% | 10.83% | 2.46% |
| Q1 2025 | 37.04% | 37.04% | 38.03% | 11.37% | 2.37% |
| Q2 2025 | 40.39% | 40.39% | 41.38% | 11.82% | 2.48% |
| Q3 2025 | 40.60% | 40.60% | 41.60% | 11.35% | 2.49% |
| Q4 2025 | 41.11% | 41.11% | 42.14% | 11.14% | 2.55% |
| Q1 2026 | 43.93% | 43.93% | 45.00% | 10.81% | 2.27% |
| Q2 2026 | 48.11% | 48.11% | 49.16% | 10.42% | 2.57% |
RBC Bank (Georgia), N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock RBC Bank (Georgia), N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full RBC Bank (Georgia), N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26342) · FFIEC NIC profile (RSSD 3783948)