Republic Bank of Chicago: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income fell 3.5% in Q2 2026 to -$17.7M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.57% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $340.0M |
| Tier 1 capital | $340.0M |
| Total risk-based capital | — |
| Total equity capital | $322.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.34% |
| Tangible equity to tangible assets | 12.34% |
| Equity capital to average assets | 11.92% |
| Internal capital growth rate | 9.96% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $469K |
| Common stock surplus | $93.2M |
| Retained earnings | $246.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$17.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.86% | 14.86% | 15.97% | 11.81% | $2.17B |
| Q4 2023 | 14.36% | 14.36% | 15.39% | 11.73% | $2.21B |
| Q1 2024 | 14.62% | 14.62% | 15.74% | 11.88% | $2.22B |
| Q2 2024 | 14.43% | 14.43% | 15.62% | 11.96% | $2.28B |
| Q3 2024 | 14.97% | 14.97% | 16.22% | 11.90% | $2.23B |
| Q4 2024 | 16.15% | 16.15% | 17.36% | 12.44% | $2.11B |
| Q1 2025 | 16.40% | 16.40% | 17.60% | 13.15% | $2.12B |
| Q2 2025 | 17.20% | 17.20% | 18.32% | 13.54% | $2.07B |
| Q3 2025 | 17.66% | 17.66% | 18.76% | 13.76% | $2.07B |
| Q4 2025 | 17.85% | 17.85% | 18.96% | 14.34% | $2.09B |
| Q1 2026 | — | — | — | 12.78% | — |
| Q2 2026 | — | — | — | 12.57% | — |
Republic Bank of Chicago regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Republic Bank of Chicago, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Republic Bank of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19333) · FFIEC NIC profile (RSSD 671334)