Republic Bank of Chicago: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Republic Bank of Chicago of Oak Brook, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.16% | 1.46% | -0.30% | 41st below |
| ROAE | 9.85% | 12.72% | -2.87% | 31st below |
| Net Interest Margin | 4.02% | 3.85% | +0.17% | 69th above |
| Efficiency Ratio | 62.00% | 57.40% | +4.60% | 39th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.77% | 1.88% | -0.11% | 54th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.71% | 5.72% | -0.01% | 60th above |
| Cost of Funds | 1.77% | 2.02% | -0.25% | 64th above |
| Net Interest Spread | 2.94% | 3.18% | -0.24% | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.55% | 1.00% | +0.55% | 17th bottom |
| NPA / Total Assets | 2.03% | 0.76% | +1.27% | 7th bottom |
| NCO / Avg Loans | 0.02% | 0.43% | -0.41% | 54th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.18% | 1.31% | -0.13% | 54th above |
| ACL / NPLs (Coverage) | 76.01% | 543.83% | -467.82% | 18th bottom |
| Texas Ratio | 15.50% | 7.38% | +8.12% | 11th bottom |
| Provision / NCO | -121.05% | 619.49% | -740.54% | 4th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.57% | 11.44% | +1.13% | 81st top |
| Equity / Assets | 12.34% | 11.33% | +1.01% | 79th top |
| TCE / Tangible Assets | 12.34% | 10.50% | +1.84% | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.08% | 86.97% | -12.89% | 80th top |
| Core Deposit Ratio | 90.13% | 85.55% | +4.58% | 59th above |
| Uninsured Deposit Ratio | 43.58% | 33.11% | +10.47% | 19th bottom |
| Wholesale Funding Ratio | 0.19% | 5.71% | -5.52% | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.26% | 9.69% | -10.95% | 11th bottom |
| Loan Growth (Y/Y) | -0.49% | 8.06% | -8.55% | 15th bottom |
| Deposit Growth (Y/Y) | 0.33% | 7.88% | -7.55% | 20th bottom |
See Republic Bank of Chicago's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Republic Bank of Chicago, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Republic Bank of Chicago profile, how to read a UBPR, or how this data updates.