Republic Bank of Chicago: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 15.3% in Q2 2026, from $152.5M to $175.9M. It was the largest change from Q1 2026 among the key lines here. Among 323 Illinois banks, Republic Bank of Chicago sits 31st from the top on total deposits, $2.26B as of Q2 2026. Republic Bank of Chicago reported $2.26B on total deposits for Q2 2026, 35% above the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $2.26B |
| Domestic office deposits | $2.26B |
| Foreign office deposits | — |
| Deposits to total assets | 86.69% |
| Deposits to total liabilities | 98.89% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $740.1M |
| Savings deposits | $71.3M |
| Transaction accounts to domestic deposits | 40.91% |
| Time deposits | $23K |
| Time deposits under $100k | $127.6M |
| Time deposits $100k to $250k | $175.9M |
| Time deposits over $250k | $218.4M |
| Noninterest-bearing share of deposits | 33.01% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $2.04B |
| Core deposits to total deposits | 90.13% |
| Insured deposits | $1.28B |
| Uninsured deposits | $986.4M |
| Uninsured deposits to total deposits | 43.58% |
| Brokered deposits | $5.1M |
| Brokered deposits to total deposits | 0.22% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.77% |
| Interest expense on deposits | $10.3M |
| Loans and leases to core deposits | 81.99% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $2.25B | 89.69% | 41.09% | 0.90% | 3.29% |
| Q4 2023 | $2.20B | 90.78% | 41.42% | 0.23% | 3.57% |
| Q1 2024 | $2.26B | 88.05% | 41.74% | 1.15% | 3.61% |
| Q2 2024 | $2.23B | 88.03% | 41.98% | 0.16% | 3.71% |
| Q3 2024 | $2.31B | 85.67% | 43.20% | 0.05% | 3.93% |
| Q4 2024 | $2.23B | 87.52% | 40.69% | 0.28% | 3.63% |
| Q1 2025 | $2.27B | 88.05% | 41.37% | 0.28% | 3.24% |
| Q2 2025 | $2.26B | 89.31% | 40.29% | 0.25% | 3.20% |
| Q3 2025 | $2.22B | 90.24% | 41.38% | 0.22% | 3.15% |
| Q4 2025 | $2.33B | 91.37% | 45.54% | 0.22% | 2.78% |
| Q1 2026 | $2.19B | 90.24% | 42.84% | 0.24% | 2.54% |
| Q2 2026 | $2.26B | 90.13% | 43.58% | 0.22% | 2.77% |
Republic Bank of Chicago deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Republic Bank of Chicago, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Republic Bank of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19333) · FFIEC NIC profile (RSSD 671334)