Bank call report · Edina, MN
Scale Bank Call Report
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Scale Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 241 reported line items, schedule by schedule (442 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 9357 |
| FDIC certificate number | 20268 |
| Total assets | $626.7M |
Official Q2 2026 call report PDF (FFIEC) →
Scale Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Scale Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $626.7M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $626.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $511.9M |
| Total Liabilities and Minority Interest | RCON2948 | $510.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $507.3M |
| Total Deposits | RCON2200 | $423.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $255.8M |
| Deposits: Noninterest-bearing | RCON6631 | $167.3M |
| Total Equity Capital | RCON3210 | $116.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $116.7M |
| Other Borrowed Money | RCON3190 | $75.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $60.5M |
| Surplus | RCON3839 | $56.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $54.2M |
| Intangible Assets | RCON2143 | $40.1M |
| Goodwill | RCON3163 | $28.7M |
| Other Liabilities, Total | RCON2930 | $11.8M |
| Other Assets | RCON2160 | $8.1M |
| Interest-bearing Balances | RCON0071 | $6.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $4.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.7M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $1.8M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $887K |
| Common Stock | RCON3230 | $500K |
| Accumulated Other Comprehensive Income | RCONB530 | -$426K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Scale Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $23.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $21.8M |
| Net Interest Income | RIAD4074 | $20.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $15.7M |
| Total Noninterest Expense | RIAD4093 | $14.1M |
| Salaries and Employee Benefits | RIAD4135 | $9.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $6.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $6.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.8M |
| Net Income (Loss) | RIAD4340 | $6.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.8M |
| Total Interest Expense | RIAD4073 | $3.3M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.0M |
| Other Noninterest Expense | RIAD4092 | $2.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.3M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $1.3M |
| Total Noninterest Income | RIAD4079 | $1.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $825K |
| Other Noninterest Income | RIADB497 | $660K |
| Provision for Loan and Lease Losses | RIAD4230 | $575K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $575K |
| Other Interest Expense | RIADGW44 | $509K |
| Income from Lease Financing Receivables | RIAD4065 | $472K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $472K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $251K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $234K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $130K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $117K |
| Other Interest Income | RIAD4518 | $72K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $67K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $49K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $43K |
| Interest on Other Securities | RIAD4060 | $25K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$9K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 114 |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · Scale Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $26.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $26.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $54.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $19.0M |
| Pledged Securities | RCON0416 | $18.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $12.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $12.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $11.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $8.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $8.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $7.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $7.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $7.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $7.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $4.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $4.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $4.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $3.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $3.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $514K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $514K |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $514K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $514K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $118K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $4K |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · Scale Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $511.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $322.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $255.9M |
| Commercial and Industrial Loans | RCON1766 | $254.8M |
| Pledged Loans and Leases | RCONG378 | $219.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $91.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $91.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $84.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $63.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $36.3M |
| Loans to Depository Institutions | RCON1288 | $36.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $34.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $33.5M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $18.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $11.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $4.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $981K |
| Other Loans | RCONJ464 | $931K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $143K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $53K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $48K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $12K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $12K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $33.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $14.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $11.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $311K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 230 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 135 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 133 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 37 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 4 |
Schedule RC-E: Deposit Liabilities (25 items)
About Schedule RC-E · Scale Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $236.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $236.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $214.5M |
| Total Transaction Accounts | RCON2215 | $187.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $186.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $174.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $32.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $32.7M |
| Total Brokered Deposits | RCON2365 | $32.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $15.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $15.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $15.4M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $7.3M |
| Total reciprocal deposits | RCONJH83 | $7.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $7.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $574K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $497K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $400K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $358K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $274K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $9.1M |
| Operating lease liabilities | RCONLB56 | $2.7M |
| Other Expenses Accrued and Unpaid | RCON3646 | $2.5M |
| Deferred Compensation Liabilities | RCONC011 | $2.3M |
| Accounts Payable | RCON3066 | $1.7M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $110K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $91K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Scale Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $589.5M |
| Quarterly Average of Total Loans | RCON3360 | $467.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $258.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $211.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $104.5M |
| Mortgage-backed Securities | RCONB559 | $47.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $36.4M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $23.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $22.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $10.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $9.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $7.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $3.3M |
| All Other Securities | RCONB560 | $1.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $146K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · Scale Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $152.5M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $131.6M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $13.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $7.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $4.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.6M |
| Unused Commitments - Credit Card Lines | RCON3815 | $677K |
| Performance Standby Letters of Credit | RCON3821 | $412K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Scale Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $75.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $75.0M |
| All other intangible assets | RCONJF76 | $11.4M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $970K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · Scale Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.6M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $2.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $350K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $288K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $288K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $3K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Scale Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $589.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $423.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $301.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $120.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $77.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,837 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 322 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 62 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Scale Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $626.7M |
| Average total consolidated assets | RCOAKW03 | $589.5M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $549.4M |
| Unconditionally Cancellable Commitments | RCOAS540 | $297.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $116.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $77.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $77.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $77.0M |
| Retained Earnings | RCOAKW00 | $60.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $56.7M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $40.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $28.7M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $17.8M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $16.2M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $11.4M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $1.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$426K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$426K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1402 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0284 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $116.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $113.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $113.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.6M |
| Other Comprehensive Income | RIADB511 | -$741K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Scale Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $60K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $60K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $50K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $50K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Scale Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $4.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $4.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $60K |
Scale Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Scale Bank call report?
The Scale Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Scale Bank file?
Scale Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Scale Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Scale Bank has Federal Reserve RSSD ID 9357 and FDIC certificate number 20268. Either one finds its filings on the FFIEC Central Data Repository.
How often does Scale Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Scale Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 20268) · FFIEC NIC profile (RSSD 9357)