Schertz Bank & Trust: Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
Schertz Bank & Trust reported a non-performing assets ratio of 4.58% as of Q2 2026, ranking #46 of 3,656 U.S. banks (99th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
National Context
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.
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What is Schertz Bank & Trust's Non-Performing Assets Ratio?
Schertz Bank & Trust's Non-Performing Assets Ratio was 4.58% as of Q2 2026, ranking #46 of 3,656 U.S. banks.
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
More Schertz Bank & Trust metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Schertz Bank & Trust profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 10344) · FFIEC NIC profile (RSSD 583268)