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Schertz Bank & Trust Locations & Branches Schertz, Texas
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Schertz Bank & Trust operates 6 branches from its headquarters in Schertz, TX, .
Schertz Bank & Trust branch network
All 6 branches are in TEXAS, across 5 cities. Schertz, TX has the most of its branches, 2. Its largest office by deposits is its main office in Schertz, TX, with $296.7M (45.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Schertz Bank & Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.17% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $770.1M
- Tier 1 leverage ratio, Q2 2026
- 15.17%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1913
Full financial profile · Is Schertz Bank & Trust safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Schertz, TX (2 branches) | 1 of 7 | 31.0% | $395.6M |
| State: TX (6 branches) | 155 of 441 | <0.1% | $651.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Schertz Bank & Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Guadalupe, TX (3 branches) | 2 of 13 | 17.4% | $457.1M | $2.63B |
| Bexar, TX (1 branch) | 30 of 50 | <0.1% | $79.3M | $164.05B |
| Comal, TX (1 branch) | 11 of 20 | 2.2% | $77.5M | $3.45B |
| Hays, TX (1 branch) | 14 of 22 | 1.1% | $37.6M | $3.42B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| San Antonio-New Braunfels, TX (5 branches) | 17 of 65 | 0.4% | $613.9M | $174.95B |
| Austin-Round Rock-Georgetown, TX (1 branch) | 62 of 73 | <0.1% | $37.6M | $70.41B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Schertz Bank & Trust (main office) | Schertz, TX | 78154 | $296.7M |
| Ih 35 Branch | Schertz, TX | 78154 | $98.9M |
| Kirby Branch | Kirby, TX | 78219 | $79.3M |
| Schertz Bank & Trust New Braunfels Branch | New Braunfels, TX | 78130 | $77.5M |
| Sequin Branch | Seguin, TX | 78155 | $61.6M |
| San Marcos Branch | San Marcos, TX | 78666 | $37.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10344) · FFIEC NIC profile (RSSD 583268)