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Schertz Bank & Trust: Return on Average Equity

13.61% Ranks #1,543 of 3,651 U.S. banks · 58th percentile

Data as of · sourced from FFIEC call reports. How we update

Schertz Bank & Trust reported a return on average equity of 13.61% as of Q2 2026, ranking #1,543 of 3,651 U.S. banks (58th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 13.61%
Q1 2026 14.46%
Q4 2025 15.22%
Q3 2025 13.43%
Q2 2025 12.22%
Q1 2025 12.48%
Q4 2024 9.36%
Q3 2024 14.30%
Q2 2024 11.75%
Q1 2024 10.49%
Q4 2023 12.57%
Q3 2023 13.18%

National Context

Latest value 13.61%
National rank#1,543 of 3,651
Percentile 58th
12-quarter low9.36%
12-quarter high15.22%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Schertz Bank & Trust's Return on Average Equity?

Schertz Bank & Trust's Return on Average Equity was 13.61% as of Q2 2026, ranking #1543 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Schertz Bank & Trust profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 10344) · FFIEC NIC profile (RSSD 583268)