Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank of Tulsa, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.20% | 1.25% | +0.95% | 90th top |
| ROAE | 18.76% | 12.22% | +6.54% | 82nd top |
| Net Interest Margin | 4.23% | 3.95% | +0.28% | 66th above |
| Efficiency Ratio | 42.46% | 63.71% | -21.25% | 93rd top |
| PPNR / Avg Assets | 2.49% | — | — | 89th top |
| Yield on Earning Assets | 6.71% | 5.67% | +1.04% | 91st top |
| Cost of Funds | 2.80% | 1.87% | +0.93% | 8th bottom |
| Net Interest Spread | 3.27% | — | — | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.88% | -0.73% | 70th above |
| NPA / Total Assets | 0.13% | — | — | 67th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 38th below |
| ACL / Total Loans | 1.97% | — | — | 93rd top |
| ACL / NPLs (Coverage) | 1332.26% | — | — | — |
| Texas Ratio | 0.99% | 5.96% | -4.97% | 68th above |
| Provision / NCO | 1538.46% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.34% | 17.18% | -3.84% | 32nd below |
| Tier 1 Ratio | 13.34% | 17.21% | -3.87% | 31st below |
| Total Capital Ratio | 14.60% | — | — | 33rd below |
| Leverage Ratio | 11.84% | 11.75% | +0.09% | 63rd above |
| Equity / Assets | 11.57% | 10.98% | +0.59% | 66th above |
| TCE / Tangible Assets | 11.57% | — | — | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.63% | 80.44% | +13.19% | 21st bottom |
| Core Deposit Ratio | 79.50% | 86.95% | -7.45% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.96% | — | — | 46th below |
| Loan Growth (Y/Y) | 0.25% | — | — | 23rd bottom |
| Deposit Growth (Y/Y) | 3.54% | — | — | 46th below |
See Security Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Security Bank peer analysis.