Security Bank Midwest: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank Midwest of Tyndall, SD against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.54% | 1.25% | -0.71% | 13th bottom |
| ROAE | 5.77% | 13.17% | -7.40% | 16th bottom |
| Net Interest Margin | 3.53% | 3.95% | -0.42% | 28th below |
| Efficiency Ratio | 80.72% | 61.50% | +19.22% | 12th bottom |
| PPNR / Avg Assets | 0.64% | — | — | 10th bottom |
| Yield on Earning Assets | 5.47% | 5.67% | -0.20% | 43rd below |
| Cost of Funds | 2.05% | 1.87% | +0.18% | 34th below |
| Net Interest Spread | 3.04% | — | — | 34th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.07% | 0.93% | +0.14% | 27th below |
| NPA / Total Assets | 0.76% | — | — | 28th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.37% | — | — | 69th above |
| ACL / NPLs (Coverage) | 127.80% | — | — | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.72% | 6.06% | -3.34% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.52% | 11.75% | -1.23% | 41st below |
| Equity / Assets | 9.39% | 10.98% | -1.59% | 33rd below |
| TCE / Tangible Assets | 9.39% | — | — | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.35% | 80.44% | +9.91% | 28th below |
| Core Deposit Ratio | 80.38% | 86.95% | -6.57% | 17th bottom |
| Wholesale Funding Ratio | 11.54% | — | — | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.20% | — | — | 2nd bottom |
| Loan Growth (Y/Y) | -1.49% | — | — | 16th bottom |
| Deposit Growth (Y/Y) | -5.89% | — | — | 5th bottom |
See Security Bank Midwest's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Bank Midwest, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank Midwest profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Security Bank Midwest peer analysis.