Security State Bank of Aitkin: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.37 percentage points lower than in Q1 2026, at 37.30%. Security State Bank of Aitkin ranks 160th of 221 Minnesota banks on return on assets, in the lower half at 1.05% (Q2 2026). Security State Bank of Aitkin reported 1.05% on return on assets for Q2 2026, 0.20 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.79% |
| Equity capital to assets | 5.50% |
| Tangible equity to tangible assets | 5.50% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.30% |
| Non-performing assets ratio | 1.15% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 17.74% |
| Allowance for credit losses to loans | 1.91% |
| Reserve coverage of non-performing loans | 83.31% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.05% |
| Return on equity | 18.73% |
| Net interest margin | 3.82% |
| Efficiency ratio | 72.80% |
| Yield on earning assets | 4.84% |
| Cost of funds | 1.07% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.53% |
| Core deposits to total deposits | 95.09% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 93.21% |
| Securities to assets | 37.30% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.66% | 0.94% | 3.42% | 0.09% | -0.03% |
| Q4 2023 | 12.73% | 1.04% | 3.48% | 0.09% | -0.01% |
| Q1 2024 | 13.04% | 1.17% | 3.50% | 0.09% | -0.01% |
| Q2 2024 | 13.33% | 0.79% | 3.90% | 0.08% | 0.00% |
| Q3 2024 | 13.07% | 1.13% | 4.00% | 0.09% | 0.06% |
| Q4 2024 | 12.51% | 0.91% | 3.86% | 0.09% | 0.41% |
| Q1 2025 | 12.73% | 1.09% | 3.71% | 0.07% | 0.00% |
| Q2 2025 | 12.37% | 0.91% | 4.04% | 0.07% | 0.00% |
| Q3 2025 | 10.48% | 1.19% | 3.81% | 1.27% | 0.00% |
| Q4 2025 | 10.69% | 0.76% | 3.71% | 2.58% | 0.07% |
| Q1 2026 | 10.88% | 0.85% | 3.77% | 2.40% | 0.00% |
| Q2 2026 | 10.79% | 1.05% | 3.82% | 2.30% | 0.00% |
Security State Bank of Aitkin vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Aitkin, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Aitkin profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16656) · FFIEC NIC profile (RSSD 267652)