Security State Bank of Aitkin: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 28.8% in Q2 2026, from $6.4M to $8.3M. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, Security State Bank of Aitkin is 196th of 221 on loan-to-deposit ratio, 53.53% as of Q2 2026, below the middle of the field. Security State Bank of Aitkin reported 53.53% on loan-to-deposit ratio for Q2 2026, 27.31 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $50.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.87% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.53% |
| Net loans and leases to deposits | 52.51% |
| Loans and leases to core deposits | 56.30% |
| Core deposits to total deposits | 95.09% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 42.61% | 96.83% | $0 | $0 |
| Q4 2023 | 42.73% | 96.81% | $0 | $0 |
| Q1 2024 | 46.38% | 97.62% | $1.2M | $0 |
| Q2 2024 | 47.45% | 95.70% | $0 | $0 |
| Q3 2024 | 44.41% | 94.46% | $0 | $0 |
| Q4 2024 | 45.24% | 94.20% | $0 | $0 |
| Q1 2025 | 49.22% | 93.42% | $1.0M | $0 |
| Q2 2025 | 48.65% | 93.44% | $0 | $1.0M |
| Q3 2025 | 49.91% | 93.88% | $0 | $1.0M |
| Q4 2025 | 51.45% | 95.30% | $0 | $1.0M |
| Q1 2026 | 53.43% | 95.45% | $0 | $1.0M |
| Q2 2026 | 53.53% | 95.09% | $0 | $1.0M |
Security State Bank of Aitkin liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Aitkin, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Aitkin profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16656) · FFIEC NIC profile (RSSD 267652)