Security State Bank of Aitkin: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Aitkin of Aitkin, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.34% | -0.29% | 36th below |
| ROAE | 18.73% | 13.31% | +5.42% | 82nd top |
| Net Interest Margin | 3.82% | 3.93% | -0.11% | 43rd below |
| Efficiency Ratio | 72.80% | 61.14% | +11.66% | 23rd bottom |
| PPNR / Avg Assets | 1.05% | 1.68% | -0.63% | 23rd bottom |
| Yield on Earning Assets | 4.84% | 5.67% | -0.83% | 18th bottom |
| Cost of Funds | 1.07% | 1.88% | -0.81% | 89th top |
| Net Interest Spread | 3.25% | 3.32% | -0.07% | 46th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.30% | 0.94% | +1.36% | 11th bottom |
| NPA / Total Assets | 1.15% | 0.70% | +0.45% | 17th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.91% | 1.28% | +0.63% | 92nd top |
| ACL / NPLs (Coverage) | 83.31% | 1538.85% | -1455.54% | 22nd bottom |
| Texas Ratio | 17.74% | 7.33% | +10.41% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.79% | 12.14% | -1.35% | 46th below |
| Equity / Assets | 5.50% | 11.37% | -5.87% | 2nd bottom |
| TCE / Tangible Assets | 5.50% | 11.09% | -5.59% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.53% | 80.64% | -27.11% | 89th top |
| Core Deposit Ratio | 95.09% | 86.86% | +8.23% | 84th top |
| Wholesale Funding Ratio | 0.87% | 5.03% | -4.16% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.15% | 6.85% | -4.70% | 33rd below |
| Loan Growth (Y/Y) | 13.56% | 7.90% | +5.66% | 84th top |
| Deposit Growth (Y/Y) | 3.20% | 6.29% | -3.09% | 44th below |
See Security State Bank of Aitkin's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank of Aitkin, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank of Aitkin profile, how to read a UBPR, or how this data updates.