Security State Bank of Hibbing: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 133.3% in Q2 2026, from $3.0M to $7.0M. It was the largest change from Q1 2026 among the key lines here. Security State Bank of Hibbing ranks 130th of 221 Minnesota banks on loan-to-deposit ratio, in the lower half at 76.39% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Security State Bank of Hibbing sits 4.45 points lower, at 76.39% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $46.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $7.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.61% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.39% |
| Net loans and leases to deposits | 75.20% |
| Loans and leases to core deposits | 82.59% |
| Core deposits to total deposits | 92.50% |
| Brokered deposits to total deposits | 3.85% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 62.69% | 95.43% | $0 | $6.0M |
| Q4 2023 | 65.17% | 94.79% | $0 | $4.4M |
| Q1 2024 | 64.94% | 93.06% | $750K | $3.0M |
| Q2 2024 | 64.44% | 92.01% | $0 | $8.0M |
| Q3 2024 | 60.92% | 90.40% | $0 | $3.0M |
| Q4 2024 | 61.95% | 91.73% | $0 | $0 |
| Q1 2025 | 65.89% | 93.10% | $0 | $1.0M |
| Q2 2025 | 67.45% | 89.58% | $0 | $1.2M |
| Q3 2025 | 64.63% | 91.98% | $0 | $0 |
| Q4 2025 | 69.71% | 94.35% | $0 | $0 |
| Q1 2026 | 71.67% | 96.53% | $0 | $3.0M |
| Q2 2026 | 76.39% | 92.50% | $0 | $7.0M |
Security State Bank of Hibbing liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Hibbing, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Hibbing profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10175) · FFIEC NIC profile (RSSD 950356)